Inground vs. Above-Ground Pools: Which One is More Cost-Effective?

Apr 1

When it comes to installing a pool in your backyard, one of the most important decisions you’ll make is whether to choose an inground pool or an above-ground pool. While both types of pools offer a great way to cool off and relax, they differ significantly in terms of cost, installation, maintenance, and long-term value. This article will compare the two, helping you determine which type of pool is more cost-effective for your needs and budget.

Why Cost Matters in Choosing a Pool Type

Building a pool is a big investment, so understanding the costs involved is crucial for making the best decision. While the upfront cost is a major factor, you should also consider long-term expenses such as maintenance, repairs, and potential increases in your property value. Choosing the right pool type based on cost-effectiveness can save you money in the long run and help you get the most out of your investment.

Inground Pools: Cost Breakdown

Inground pools are permanent fixtures that are built into the ground and are generally seen as a more luxurious pool option. They come in various types, such as concrete, fiberglass, and vinyl-lined pools, with different costs associated with each.

Initial Cost

Concrete Pools: Typically, concrete inground pools are the most expensive, ranging from $35,000 to $100,000 or more. The cost varies based on factors like size, design complexity, and materials.
Fiberglass Pools: Fiberglass pools are less expensive than concrete pools but more expensive than vinyl. They usually cost between $20,000 and $50,000.
Vinyl Pools: Vinyl pools are the least expensive type of inground pool, with costs ranging from $25,000 to $45,000.

Installation

Installing an inground pool requires significant excavation and labor. The process can take anywhere from 8 to 12 weeks, depending on the pool type and the complexity of the design.

Maintenance

Inground pools generally have higher maintenance costs compared to above-ground pools. The materials used, such as tiles, concrete, or vinyl, require periodic repairs or replacements. On average, the yearly maintenance cost for an inground pool is around $2,000 to $5,000, depending on the size and type of pool.

Long-Term Value

An inground pool can increase the value of your property, especially if it is designed and built to blend well with your home’s landscaping. The cost of an inground pool can be offset over time if it adds to the resale value of your home.

Above-Ground Pools: Cost Breakdown

Above-ground pools are the more affordable option. They are installed above the ground, with a structure that holds the pool in place, and they can be removed or relocated if necessary.

Initial Cost

Above-ground pools are significantly more affordable than inground pools. Prices typically range from $1,500 to $10,000 for a standard pool, depending on the size, material, and features.

Basic pool kits can be found for as little as $1,500 to $3,000, while larger pools with upgraded features can cost up to $10,000 or more.

Installation

Installing an above-ground pool is much quicker than an inground pool. Most installations take 1 to 3 days and can often be done by a professional crew or as a DIY project.

Maintenance

While the maintenance costs for above-ground pools are generally lower than those for inground pools, they still require regular upkeep. You’ll need to maintain the pool's filtration system, clean it regularly, and adjust the water chemistry. The average annual maintenance cost for an above-ground pool is around $500 to $1,500.

Long-Term Value

Unlike inground pools, above-ground pools don’t typically add much to the value of your home. They are considered more of a temporary or recreational feature. However, they are a great option for those who want to enjoy a pool without the commitment and cost of an inground pool.

Key Differences Between Inground and Above-Ground Pools

Factor	Inground Pools	Above-Ground Pools
Initial Cost	$20,000 - $100,000+	$1,500 - $10,000
Installation Time	8 to 12 weeks	1 to 3 days
Maintenance Cost	$2,000 - $5,000 per year	$500 - $1,500 per year
Customization	Highly customizable, any design	Limited customization options
Longevity	25+ years	5-15 years
Property Value Impact	Can increase property value	Little to no impact on property value

Which Pool is More Cost-Effective?

When determining which pool is more cost-effective, it’s important to weigh both the initial investment and the long-term expenses.

Initial Investment: Above-ground pools are far more affordable, with prices starting at just a fraction of the cost of an inground pool. For those on a tight budget, above-ground pools are a clear winner.
Maintenance and Repairs: While the ongoing maintenance costs for inground pools are higher, they are built to last longer. If you’re planning to use the pool for many years, the durability of an inground pool may justify the higher initial cost. However, above-ground pools are cheaper to maintain and repair, making them ideal for temporary use or for homeowners who prefer to minimize ongoing costs.
Longevity and Property Value: Inground pools typically offer a higher return on investment if you plan to stay in your home for many years, as they can increase your property’s value. Above-ground pools, while they may not add significant value, are great for families who want a more affordable and flexible option.

Conclusion

Choosing between an inground or above-ground pool comes down to your budget, long-term plans, and lifestyle preferences. If you have the budget for it and are looking for a permanent feature that will enhance your home’s value and provide years of enjoyment, an inground pool may be the right choice. However, if you're looking for an affordable and quick solution, an above-ground pool is an excellent option that offers good value for the price.

Frequently Asked Questions (FAQs)

1. How much does an above-ground pool cost compared to an inground pool?

An above-ground pool typically costs between $1,500 and $10,000, whereas an inground pool can range from $20,000 to $100,000+, depending on the type and design.

2. How long does it take to install an above-ground pool?

Most above-ground pool installations take 1 to 3 days, while inground pools can take between 8 to 12 weeks to complete, depending on the complexity.

3. Do above-ground pools last as long as inground pools?

No, above-ground pools typically last between 5 to 15 years, while inground pools can last 25+ years with proper maintenance.

4. Can I add custom features to an above-ground pool?

Above-ground pools have limited customization options compared to inground pools. Custom features like waterfalls or intricate tile designs are usually not feasible with above-ground pools.

5. Do above-ground pools increase property value?

No, above-ground pools generally do not add significant value to your property. Inground pools, on the other hand, can increase the value of your home, especially if they are well-designed and complement your backyard landscaping.